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Our programs
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Early Stage

Tenity Tallinn Fin/Tech Accelerator

March to May 2025
Tallinn

Pre-seed VC-backed program. EUR 50k investment and potential EUR 250k follow-on. World-leading partners, rigorous masterclasses, mentors and 1:1 coaching.

Apply until 27 November 2024

Come build your venture with Tenity, the leading accelerator dedicated to exceptional founders creating the future of finance & beyond. If you are passionate and motivated entrepreneur, who has the drive and ambition to make your startup a success, we at Tenity will help you get there faster!

This program is for founders across all areas of Fintech and Insurtech, including related verticals with a solution or use case for the financial industry.

Building on Tenity’s expertise and proven methodology in running 20+ early-stage programs across Europe & Asia and its 2022 expansion into the Nordics & Baltics region based out of Tallinn, this program is set to propel fintech innovation across the region.

We invest EUR 50K in the startups selected for the program, in exchange for an equity stake of 2.5% and program participation fee of EUR 10K. In addition, we may invest in your subsequent financing rounds according to the Tenity Deal.

The decision on the follow-on investment is separate from the initial investment and will be evaluated case-by-case. If applicable, we might invest in your following financing round approx. EUR 250K.

Application Timeline

Deadline
27 November 2024

In-person selection days
December/January 2024

Final decision
January 2024

What
Four masterclass weeks spread out over 3 months
When
The program starts runs from March until May 2025.
Where
Tallinn

Application Timeline

Benefits

Receive Funding

Receive up to EUR 300k initial investment. In addition, we may follow-on up in your subsequent funding round (decision on a case-by-case basis according to the Tenity Deal).

Explore Collaboration Opportunities

Connect with our vast corporate partner network in the financial and tech sector and explore potential PoCs.

Laser-focus on Fintech & insurtech

We live and breathe Fintech and Insurtech and know what it takes to succeed. We've worked with more than 300 early-stage startups in this space.

Access our investor network

Our program gets you investment ready and in front of our global investor network.

More than 200 world-class mentors

Over the past seven years, we've built a specialized network of over 200 mentors and experts that are happy to support exciting ventures and ambitious founders.

Some of our success stories

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What we'll cover

Find out what we will cover in our masterclasses.

Pillar 1

Make invaluable connections

Through a wide range of formats, we enable connections with our ecosystem and our corporate partners to explore potential PoCs.
Pillar 2

Investment Team Support

Our investment team is here to support and coach you in getting investment-ready and accompanies you in your journey to fundraise.
Pillar 3

Expert Sessions & Mentoring

The program includes expert sessions from problem/solution-fit to go-to-market strategy, fundraising & structure, and access to our large mentor network.
Pillar 4

Branding & Credibility

Be featured in media through our program reveals, gain visibility at events and make a splash at Demo Day.

Requirements

Application for the wider financial industry

You are a Fintech, Insurtech, AI, Regtech, Deeptech, Web3, Sustainable Finance, Legaltech, or Crypto Finance startup with a solution or use case for the finance or insurance sector.

Early-stage

You are pre-revenue, are in ideation stage, have a prototype or MVP. You do not need to be incorporated before the start of the program.

Founding team

Building a startup is hard and we believe that no person can do it by themselves. While you may apply as a solo-founder, you would need to find a cofounder before the program starts, as we do accept teams and not solo founders.

Focus topics

Fintech

Solutions designed to disrupt and enhance traditional financial services, ranging from payments and wealth management to emerging areas like embedded finance and open banking.

Insurtech

Innovations aimed at transforming the insurance industry by introducing new models such as embedded insurance, climate risk management, and AI-driven underwriting.

Regtech

Solutions that help financial institutions navigate the increasingly complex regulatory environment.

Artificial Intelligence (AI)

Artificial intelligence technologies that automate processes, enhance decision-making, and personalize customer interactions within the financial industry. This includes applications in wealth management, predictive analytics, and fraud detection

Web3

Decentralized technologies such as blockchain, digital assets, and tokenization. This includes applications in decentralized finance (DeFi), asset tokenization, and digital identity, helping reshape financial infrastructure and ownership models

Climate Fintech

Innovations that help the financial sector address environmental, social, and governance (ESG) challenges. Tenity’s Climate FinTech initiatives support startups developing solutions for carbon footprint tracking, climate risk management, and green financing

Others

Adjacent technologies and solutions with applications in the broader financial sector, such as LegalTech and DeepTech solutions. These innovations focus for example on enhancing legal processes, secure transactions, and operational efficiencies for financial institutions

Alumni Startups

Meet
the team

Uve Poom

Uve Poom

Head of Operations | Tenity
Kevin Chavanne

Kevin Chavanne

Investment Manager | Tenity
Liisa Jõerüüt

Liisa Jõerüüt

Investment Associate | Tenity

Meet the executive mentors

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Have questions?

Reach out to our team

Liisa Jõerüüt

Liisa Jõerüüt

Investment Associate | Tenity

Apply now

Pre-seed VC-backed program. EUR 50k investment and potential EUR 250k follow-on. World-leading partners, rigorous masterclasses, mentors and 1:1 coaching.

FAQ

What is the application and selection process?

Step 1: Fill in the application form – it will take only 2-3 minutes – once submitted, you will receive an email confirmation.

Step 2: A few days after the deadline, the teams will be invited to an online info session where you’ll learn more about the program, our terms, next steps and you’ll have the opportunity to ask your questions.

Step 3: The top teams will be invited for our Speed Dating events in one of our hubs, after which we’ll select the final teams that will enter the program.

What are the conditions of the program?

We invest up to CHF/EUR 300k or 450k SGD in the startups selected for the program, in exchange for an equity stake and a program participation fee of CHF/EUR 12’000 or SGD 18’000.

The program participation fee is due after receiving the above investment.

In addition, we may invest in a following round.

Do we need to be incorporated and which countries do you accept applications from?

You don’t have to be incorporated when you apply. But you have to incorporate within 30 days from signing the contracts.

For the Zurich program we mainly look for startups coming from the DACH,Western Europe and UK. If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.

For the Singapore program: we mainly focus on startups coming from Singapore and South-east Asia. For startups coming from other countries in the region, for example Indonesia, Philippines, Vietnam, Taiwan, Thailand, Hong Kong, we are happy to receive your application, but please be prepared to reincorporate in one of primarily mentioned countries in order to be accepted into the program.

For the Nordics & Baltics program we mainly look for startups coming from Western Europe and UK.  If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.

For questions regarding the locations please contact the scouting team directly at scouting@tenity.com

Do you accept solo founders and who needs to participate in the program?

We don’t accept solo founders, but teams who have minimum 2 cofounders 100% committed on the startup.

The time commitment for the program is 4 weeks in total (1 week per month, for the duration of each masterclass week). At least 2 co-founders must be present during that time.

All co-founders must have astake in the company and represented on the cap table.

My startup is not fintech, can I still apply?

We are looking for  Fintech, Insurtech, or RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, CryptoFinance startups or startups with a solution or a use case for the finance or insurance sector. So even if you don't strictly fall into the Fintech category, if any of the above applies to you, we are happy to see your application!